“Local Lending, Local Decisions, People You can count on, since 1910.” Farmers State Bank takes great pride in being “Laurens County’s Leader in Hometown Banking” especially when it comes to lending money. Our number one priority as a community bank is to provide the people in our community with a reliable lending source when they need it, how they need it. We understand life may have you on the go, but we are in the same place we have always been waiting to help you. All of our seasoned lenders have been handpicked from Laurens County to ensure they possess the local knowledge needed to make sure you get a fair deal. When you call you will never get an automated system so just ask for one of them by name and you will instantly have a knowledgeable loan officer to assist you.
Mortgages: We are happy to offer fixed rate conventional mortgages for periods of 10, 15, 20, & 30 years. We also offer USDA, FHA, & VA mortgages. All of our mortgages are originated with the most competitive rates and closing cost to be found. If you are on the market for a fixed rate mortgage, we have a product to fit your needs.
Fixed rate mortgage not what you are looking for? We also offer competitive in-house financing with very little closing cost when compared to a conventional fixed rate mortgage. We can fix your rate for a minimum of 61 months based off a payment plan you can afford. Ask our experienced lenders if in-house financing is right for you.
Personal & Commercial Loans: Since Cadwell Banking Company (Now FSB) opened its doors in 1910 we have perfected a loan for virtually any opportunity that may arise in your life. Just to name a few we offer:
- commercial real estate
- commercial term notes
- commercial lines of credit
- unsecured signature loans (whatever your reason may be)
- vehicle loans
- recreational vehicles, ATV, boats, etc.
- loans secured by CDs or stock equities.
Chances are, if you need it, we can help.
Meet Our Community Lenders
- Brett Bowden
- Dan Rowe
- Hunter Bennett
- Jim Brantley
- Linc Jones
- Travis Patisaul
Our Mortgage Loan Representative
- Lisa Hunter