Welcome to Farmers State Bank online.  We are a home owned, home operated bank with two
locations in Dublin, Georgia, and one location in Cadwell, Georgia. While exploring our web site you can get information on your current accounts and products that we offer.  Please call or come by to see us.  We look forward to serving you.

   To better serve and protect our customers Farmers State Bank encourages you to use your PIN when using your debit card. The PIN transaction is when you personally swipe the card and then enter your personal identification number. Please do not use your card over the phone or on the internet to purchase items. These two types of transactions are where the card is most easily compromised. We also would encourage our customers to check your account daily either by Telephone Banking or Internet Banking for any unauthorized transactions. Farmers State Bank values your business and continues to provide customer services to help you with your banking needs. Please call customer service at 478-275-3223 to enroll in our Telephone Banking and/or Internet Banking products.